Retail Loan Solution
In a world where financial aspirations vary and life’s needs are diverse, FINMOVES emerges as your dedicated partner in achieving your goals through comprehensive retail loan solutions. With an unwavering commitment to your financial well-being, we bring you a range of tailored lending products and services designed to match your unique circumstances.
At FINMOVES, we understand that every individual’s journey is distinct, whether it’s buying your dream home, expanding your business, driving a new car, pursuing higher education, or simply managing unforeseen personal and business expenses. Our mission is to empower you to navigate these aspirations with confidence and ease. With years of industry expertise and a customer-centric approach, we’re here to guide you through your financial decisions, providing personalized solutions that align with your needs.
Embark on your financial journey with US. Whatever be your need, our retail loan solutions are designed to empower you at every step. Join us in shaping a better financial future – one that’s tailored to your aspirations.
Explore Services
Home Loan
- Can be availed for new property purchase, construction, balance transfer and top up
- Rate of interest as low as 8.5% per annum
- Repayment term upto 25 years
- Loan amount upto 90% of agreement value
- We negotiate the best deals in the market for you
Loan Against Property
- The loan can be availed against self owned residential, commercial or Industrial property.
- Funds can be used for personal or business purpose
- Rate of interest starting
- Repayment term upto 15 years
- Loan amount upto 75% of the market value of the property
Loan Against Car
- Vehicle serves as collateral for the loan
- Loan amount upto 150% of the value of the car
- Rate of Interest in the range of 12.5%- 14.5%
- Repayment term upto 5 years
- Owner continues to own and use the vehicle
- Easy and fast application process
Personal Loan
- Unsecured loan Only for salaried individuals
- Loans upto 50 lacs
- Rate of Interest starting 11%- 15%
- Repayment term upto 7 years
- Flexible use of funds
Unsecured Business Loan
- No collateral required
- Repayment term upto 5 years
- Loan amount upto 75 lacs
- Rate of Interest 18%- 22%
- Funds can be used only for business purpose.
CGTMSE
- Unsecured Business loans given by SIDBI & Govt of India
- Only for MSME’S and Micro enterprises
- Repayment term upto 5 years
- Loan amount upto 5 crores
- Rate of Interest 10.5-11.5%
- Funds can be used only for business purpose.
Working Capital
- Secured Overdraft facility
- Tenure is for a period of 1 year. It is renewed after review by the Bank
- Funds can be used only for working capital requirements
- Rate of Interest starting 8.5% of the funds utilized
- Collateral can be residential commercial or Industrial property
Bill Discounting
- It allows SMEs to take quick access to funds against bills or invoices raised
- The seller of the goods gets funds before the term of the letter of credit expires
- Nominal fee is charged by the bank for this facility.
- Provides funds upfront rather than waiting for 30-120 days.
Lease Rental Discounting
- This loan is sanctioned based on the monthly rental income from a rented property
- This facility can be availed by Salaried and self employed individuals as well as companies.
- Property can be residential, commercial or Industrial.
- Loan amount starting 50-upto 80% of the Market value of the property can be availed.